If you’ve ever been scammed, you know it doesn’t feel good. In addition to the monetary damages, it can feel downright embarrassing. The thing is, many of today’s scammers are relatively intelligent individuals with devious intentions. Some of the current scams circulating have been derived from tactics bordering on genius.
There’s nothing to be ashamed of if you are scammed. It happens to the best of us. If you learn from your experience, you’re not likely to be scammed again. If you’re concerned about your loved ones being scammed, we’re going to offer some suggestions to help avoid such a predicament.
Especially around the holidays, your loved ones may be taken advantage of by a charity scam. People tend to feel more generous around the holidays. To make sure a charity is legitimate, do some research before you sign a check or electronically approve funds. Don’t be afraid to contact the organization or charity directly.
Gift Card Fraud
Your loved ones may decide to send you a gift card as a present for a birthday, holiday, etc. Unfortunately, there are a lot of scams involving fake gift cards. Your loved ones pay the money, but the gift card ends up being worthless by the time it gets to the recipient. If you must buy a gift card, do so from the source, and make sure it is a reliable establishment.
Email and Telemarketing Scams
These scams are similar to the next category involving lotteries and investments. Here, however, they use email or your phone. Emails today can be made to look very professional. Always check with the organization when in doubt.
Lottery, Sweepstakes, or Investment Scams
To protect or increase your retirement funds, who wouldn’t jump at the chance to make a sound investment? The problem here is that many scammers offer what seems like a really great opportunity. But it’s not.
The best rule of thumb is the age-old adage: If it sounds too good to be true, it probably is. Never buy into an offer that’s presented as the “deal of a lifetime”. This goes for lottery scams and sweepstakes, as well.
If someone wants you to send money so they can send you the prize you “won”, don’t fall for it.
Scams Involving Grandparents
Particularly around the holidays, one of the most common scams targeting older adults is referred to as the “Grandparents Scam”. Posing as a grandchild in some kind of trouble, the scammer calls an older adult. They ask for the electronic wiring of money for their emergency. Never act impulsively! Resist the urge to “help”. Ask where the person calling can be reached, such as a phone number. Hang up and check with members of the family to see if anyone knows anything about this situation.
A Safe Environment at Blue Ridge
Are you looking for a safe environment in which your loved ones can live out their golden years? Consider Blue Ridge Assisted Living and Memory Care. There are numerous perks to residing at Blue Ridge. Contact us today if you’d like to find out more or, better yet, schedule a tour.